Equal Footing

By pooling their resources in the Farm Mutual Reinsurance Plan (FMRP), small regional insurers operating in rural areas Canada-wide can participate on an equal footing with much larger players in the insurance industry.

The relationship between the FMRP and its members is unique in the industry. Cost-sharing offers access to a wide range of benefits that would not normally be available to the members as individual
companies.

Involvement in the member-owned and member-directed organization provides increased capacity and allows these small insurers to respond to the needs and demands of their insureds with innovative products and services in a very cost-effective manner.

FMRP employs a full-time staff knowledgeable in the areas of underwriting, claims, and loss control, and provides this expertise to members on an ongoing basis. The staff also complies with government reporting requirements on behalf of FMRP members.

Group representation on government and industry organizations provides members with a unified and powerful voice on issues affecting them.